Terms of Service

Acceptance of Terms

By accessing or using the SB Insurance Agency website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Description of Services

SB Insurance Agency provides insurance brokerage services, including but not limited to auto, home, business, life, and farm insurance. We work with multiple insurance carriers to find coverage that meets your needs.

User Responsibilities

When using our services, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your account information
• Notify us immediately of any unauthorized use of your account
• Use our services only for lawful purposes
• Not interfere with the proper functioning of our website

Insurance Quotes and Policies

Quotes provided through our website are estimates based on the information you provide and are subject to verification. Final policy terms, conditions, and premiums are determined by the insurance carrier and may differ from initial quotes.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of SB Insurance Agency or its content suppliers and is protected by copyright and other intellectual property laws.

Limitation of Liability

SB Insurance Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount paid by you for our services in the twelve months preceding the claim.

Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services constitutes acceptance of any modifications.

Contact Us

If you have questions about these Terms of Service, please contact us at:

SB Insurance Agency
Phone: (314) 842-2844
Email: info@sbinsuranceagency.com